Your ScotiaMcLeod Advisor
"I hope you find useful information on my website and I look forward to discussing how we can work together to help you achieve your financial goals."
I am a devoted family man, married to Angela and father to three wonderful children: Sarah, Grace and Matthew. Long-time clients will know that Angela and I are in our 12th year of marriage, and have been working together in a business partnership for 10 plus years.
I am a Chartered Accountant (CA) by background since 1988, and have more than twenty (20) years of experience advising individual clients about their investments. My focus is to advise high net worth clients, professionals and business owners; as it takes money to make money.
In addition to being a CA, I have earned the following additional credentials:
• Certified Investment Manager (CIM)
• Fellow of the Canadian Securities Institute (FCSI)
• Certified Financial Planner (CFP)
Born and raised in Ottawa, I attended the University of Ottawa and obtained my Bachelor of Commerce (Honours) degree in 1987. Angela and I live in Ottawa (Stonebridge Golf Course) and have deep family ties with the Ottawa community.
Finding a professional financial advisor you can trust can be very difficult. Professional designations and experience are indeed important considerations when looking for a financial advisor, but there is no substitute for a hard working person who is passionate about looking after the best interests of clients and their life savings.
- Investment Philosophy and Process
To prudently manage your investments to generate acceptable returns in a disciplined fashion.
Key Success Factors
• At all times maintain the highest level of service, trust and integrity that my clients have been able to depend upon during my entire 20-year plus career.
• Be confident when making recommendations, yet maintain a healthy reverence for the risks associated with the markets.
• Properly manage investment risks for each client relative to their tolerance level and objectives, yet constantly search for compelling investment opportunities.
• Seek to take advantage of all tax savings relative to my client's investments.
• Provide proactive leadership to clients, especially during challenging periods.
- Trusted Advice
For more than a decade most of my newer clients are friends and family referred to me by existing clients and other tax/legal professionals.
My clients rely on my unwavering dedication to their best interests at all times. I take this responsibility very seriously, as I genuinely want all clients to obtain their goals and objectives.
One of the hallmarks of being a Chartered Accountant is to not offer opinions unless you have a bona fide basis for one. In that regard I pride myself in carefully analyzing investments before I have the conviction to make investment recommendations to clients.
More than 20 years of business and investment experience has taught me invaluable financial and personal lessons, especially during past recessionary cycles and negative market periods. This acquired wisdom is incorporated into every recommendation I make.
I remain at all times a keen student of the markets and constantly seek out opinions from competitors to re-test my own beliefs. No one has a monopoly when it comes to having good investment ideas, so one must always be willing to look at different views.
From a client's perspective this means being accessible to discuss contentious issues, providing candid answers to straight forward questions and proposing corrective actions when necessary. From my perspective it means continuously monitoring investments and proactively communicating with clients.
- Additional Team Members
Coming together is a beginning.
Keeping it together is progress.
Working together is success.
- Henry Ford
My trusted team supports me in the management of client assets and especially in the ongoing communication with clients. Trust, commitment and accountability are important virtues between an advisor and a client, yet they are equally important between me as an advisor and my team. That said I am pleased to introduce my trusted team who work exclusively for me and my clients.
Tim has been working directly with me and my clients since October 2008. Tim skilfully handles all administrative issues for clients, and assists me with key research and business development projects.
Through formal education and previous work experience obtained at other wealth management firms, Tim has developed a wide base of knowledge that he uses day-to-day to effectively serve our clients.